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Motshelo wa Bagwebi Collaborative Finance Solution (MBCFS)

Welcome to Creative Gains Investment's Motshelo wa Bagwebi Collaborative Financing Solution (MBCFS), an innovative investment platform designed to  brings together  entrepreneurs to invest to contribute CGI portfolio towards a pool of funds that they can access when they need it.  The process is simple:

  • Investor signup for the MCCFS and select an investment package that suits their needs.
  • The investor pays the money to Creative Gains Investment.
  • Creative Gains Investment then allocate an Investor to available group pool. Each Investor has an online  portfolio portal to access their portals. 
  • 75% of the Investors's money is retained in the call account pool, while 25% is remitted to partnering bank for Investment.
  • Investor will have access to request  up to 75% of the initial investment  on agreed term and condition of for its payment back. 
  • If the investor request more than 75% of their initial investment available their Group account on agreed terms and condition.    
  • Investors can claim the remaining  25%  fixed Investment after 37 months with an interest.

Sign up for the CFS today to join the growing community of successful entrepreneurs.

Apply Now​

Motshelo wa Bagwebi CFS Investment Packages

Motshelo wa Bagwebi's Collaborative Financing Solution offers various investment packages to meet the unique needs of individual investor and group investors to CGI portfolio. The packages range from BWP 2,000 to BWP 1,000,000, with an average return on investment of 75% in just 30 days and the remain 25% channelled to to a Fixed Investment  Account and accessed after 37 Months.

Investors select a package that suits their investment goals and budget and has options to invest as individuals or groups. The MBCFS provides an opportunity for investors to access funding with low interest rates and minimal collateral requirements, making it an attractive option for entrepreneurs and small businesses.

Select your  investment packages below to sign up 

P2000 MBCFS 

Investment  Package 

Initial Contributions  P2000. 00                   

  • Access to 75% of your initial investment 
  • Investor Online Account access 
  • Group allocation to access for pool access 
  • 25% of Initial Contribution go to   fixed Investment  and accessible after 37 months with an interest

P10 000 MBCFS 

Investement Package 

Initial  Contributions                          P10 000. 00 

  • Access to 75% of your initial investment 
  • Investor Online Account access 
  • Group allocation to access for pool access 
  • 25% of Initial Contribution go to   fixed Investment  and accessible after 37 months with an interest

P20 000 MBCFS 

Investement  Package 

Initial Contributions                                 P20 000. 00  

  • Access to 75% of your initial investment 
  • Investor Online Account access 
  • Group allocation to access for pool access 
  • 25% of Initial Contribution go to   fixed Investment  and accessible after 37 months with an interest

P50000 MBCFS 

Investment  Package 

Initial Contributions  P50 000. 00                   

  • Access to 75% of your initial investment 
  • Investor Online Account access 
  • Group allocation to access for pool access 
  • 25% of Initial Contribution go to   fixed Investment  and accessible after 37 months with an interest

P75 000 MBCFS 

Investement Package 

Initial  Contributions                          P75 000. 00 

  • Access to 75% of your initial investment 
  • Investor Online Account access 
  • Group allocation to access for pool access 
  • 25% of Initial Contribution go to   fixed Investment  and accessible after 37 months with an interest

P100 000 MBCFS 

Investement  Package 

Initial Contributions                                 P100 000. 00  

  • Access to 75% of your initial investment 
  • Investor Online Account access 
  • Group allocation to access for pool access 
  • 25% of Initial Contribution go to   fixed Investment  and accessible after 37 months with an interest

Why Collaborative Financial Services for Entrepreneurs 

Entrepreneurs in Botswana often face challenges in accessing affordable financing for their businesses. Traditional financing options require collateral, which can be difficult for entrepreneurs to provide, and high interest rates can make borrowing prohibitively expensive. Micro-lenders and Purchase order Financing are often the only option for entrepreneurs, but their high interest rates can eat into profits and create a cycle of debt.  Motshelo wa Mogwebi provides an alternative financing and investment option for entrepreneurs in Botswana. By pooling their resources, enterprenuer can invest into one that the can access when they need it. The platform also provides savings and investment by channeling a portion of members' contributions to a savings account managed by Creative Gain.

Motshelo was Bagwebi CFS is part of Creative Gains Investment  Portfolio Management service, which provides finance administration and management services to help our clients grow and succeed. It was developed by Creative Gains Investment as part of its commitment to providing financial support to entrepreneurs and  businesses owners.  

With  expertise and industry knowledge, Creative Gains Investment have created a unique investment model that benefits both investors and Creative Gains Investment. Our team of experts includes professionals from the insurance, finance, and technology sectors, ensuring that we have the skills and knowledge to provide comprehensive support to our clients. 

Eligibility 

We welcome individual SMMEs entrepreneurs, and startups to join our CFS community. To be eligible for the CFS, investors must meet certain criteria. We also welcome groups, including businesses, churches, associations, and social clubs, to join the CFS and contribute to the pool of funds.

To be eligible for the CFS, investors must meet the following criteria:

  • Investor  must be at least 18 years old and have a valid ID or passport.
  • Investor Groups must have a valid registration certificate. Exceptions Micro and startups
  • Investors must have a valid bank account in their name or in the name of
  • Investors must have a minimum investment amount of BWP 2,000.
  • Investors must pass a Know Your Customer (KYC) check, which includes providing personal and business information.
  • Investors must agree to the terms and conditions of the CFS.

To check your eligibility for the CFS and sign up.

Check your eligibility for CFS and sign up As  an Investor